MORTGAGE LOAN ORIGINATOR
Job Description Job Description Join Our Team as a Mortgage Loan Originator We are seeking a motivated and customer-focused Mortgage Loan Originator to join our team. In this role, you will originate first and second mortgages, construction loans, and land loans while actively generating new mortgage business. You will develop and maintain strong relationships with customers, referral partners, and internal teams, serving as a trusted advisor throughout the mortgage process. The ideal candidate thrives in a sales-oriented environment and spends a significant portion of time prospecting, networking, and promoting the organization’s full range of mortgage products and services. An established book of business and strong referral relationships within Dutchess County are a plus. If you are passionate about helping customers achieve their homeownership goals while representing a community-focused financial institution, we encourage you to join our team and grow with us. This position offers a competitive base salary starting at $33,280, plus uncapped commission , with total earning potential directly tied to your success in developing and expanding your book of business. High performers are rewarded for strong relationship-building, consistent production, and exceptional customer service, making this an excellent opportunity for driven originators to significantly increase their overall compensation over time. Reports to: SVP, Retail Lending Location: Corporate Headquarters, Montgomery, New York Bank Hours: Monday – Friday 8:15 am – 5:00 pm Key Responsibilities: Build and maintain strong relationships with customers, realtors, attorneys, and builders within the county. Conduct loan interviews, pre-qualifications, and collect all necessary customer documentation. Analyze credit reports and financials, resolve discrepancies, and present loan options. Manage the loan process, coordinate with vendors, and ensure timely closings. Promote mortgage products within branches to drive referrals and cross-sales. Maintain required reports and records of loan activities. Requirements: 2–5 years of related experience in mortgage lending or sales. Active and current NMLS registration . Valid Driver’s License. Knowledge of Fannie Mae and Freddie Mac guidelines. Strong sales, customer service, and relationship management skills. Bilingual skills are a plus. Why join Walden Savings Bank? At our core, we believe in investing in our people. When you join our team, you're not just starting a job — you're building a career with a community-focused organization that’s committed to your growth, well-being, and success. We offer competitive benefits and a workplace culture that supports both professional development and personal fulfillment, including: Comprehensive Medical, Dental, Vision, and supplemental health options Benefits available for both Full-Time and Part-Time employees 401(k) with employer match to support your future Tuition assistance up to $5,250 annually to help you grow your skills Paid time off, holidays, and flexible schedules (based on position) Performance-based pay increases and employee recognition programs Free checking accounts, loan discounts, and other financial perks Dress Down Fridays and a fun, inclusive work environment Opportunities to give back through our Community Service Program Ongoing mentorship, cross-training, and career advancement support Long-term disability, life insurance, and more for your peace of mind Working Conditions and Physical Requirements (with or without reasonable accommodation) Perform primarily sedentary work with limited physical exertion and occasional lifting of up to 5 lbs. Capable of climbing/descending stairs in emergency. Able to operate routine office equipment including telephone, copier, facsimile, and calculator and able to routinely perform work on computer for an average of 6-8 hours per day. Able to work extended hours whenever required or requested by management. Capable of regular, reliable and timely attendance. Work is typically performed indoors in a climate-controlled, low noise office setting. Mental and/or Emotional Requirements (with or without reasonable accommodation) The employee is expected to perform job functions independently or with limited supervision and to work effectively both individually and as part of a team. The role requires the ability to read and carry out written instructions and to understand and follow oral instructions. Clear verbal communication skills are necessary to convey information in a logical and understandable manner. The position involves interacting calmly and professionally with individuals from diverse cultures and with varying levels of responsibility both within and outside the organization, while consistently demonstrating a high standard of customer service and discretion when engaging with the public. The employee is expected to carry out responsibilities with composure in environments that may involve tight deadlines, a fast pace, and a high degree of accuracy and quality. The role requires the ability to manage multiple, simultaneous, and changing priorities effectively and to exercise a high level of discretion when handling confidential internal and external information. As an Equal Opportunity / Affirmative Action Employer, Walden Savings Bank will not discriminate in its employment practices due to an applicant’s race, color, creed, religion, sex (including pregnancy, childbirth or related medical conditions), sexual orientation, gender identity or expression, transgender status, age, national origin, marital status, citizenship, physical and mental disability, criminal record, genetic information, predisposition or carrier status, status with respect to receiving public assistance, domestic violence victim status, a disabled, special, recently separated, active duty wartime, campaign badge, Armed Forces service medal veteran, or any other characteristics protected under applicable law. The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about or disclosed their own pay or the pay of another employee or applicant.
