USA Sr. Associate, Investment Supervision

It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what's possible. This is more than a strategic shift. It's a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: The Sr. Associate, Investment Supervision oversees a group of Financial Advisors to ensure compliance with FINRA rules and industry regulations. The incumbent reviews new accounts, trade activity and daily trade blotters as a player/coach. The Sr. Associate, Investment Supervision works directly with Financial Consultants and field managers to resolve any documentation deficiencies and escalate cases as deemed appropriate. Identifies, evaluates and documents trades for Regulation Best Interest / suitability in accordance with FINRA rules and industry regulations. Reviews and assesses best interest / suitability associated with new accounts and /or products. Partners with Directors in the field to help them resolve exceptions in a timely manner. Reviews transaction exceptions reports using rules based processes and close noted trade alerts. Raises inquiries for suspicious trades and communication red flags, conduct research independently and deeply, and communicate in accordance with the established procedure, and ensure timely closure of identified surveillance issues. Works with Compliance, Operations and other Santander functions closely to research industry trends and peer practice, and continue improving our review process effectiveness. Develops knowledge of financial markets, asset management and financial regulations in order to build a deep understanding of investment/trading risks. Provides backup coverage and cross-train others. What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Bilingual English/Spanish. - Required. Bachelor's Degree or equivalent work experience: Sales Supervision, Compliance, Risk or equivalent field. - Preferred. 9 Years Supervision, compliance, audit, or regulatory experience. - Preferred. Strong analytical background with the ability to analyze and summarize findings in a concise and clear format Excel. Detailed oriented and possess high ethical standards. Knowledge of Equity, FX, Credit, Structured Products, Alternatives trading and investment, and/or experience working in the front desk, risk, regulatory, legal or audit fields. Ability to operate independently within guidelines, policies, directives and established precedence. Strong technical skills, particularly with respect to Microsoft Excel. Genuine interest in and understanding of financial markets. Familiarity with a broad range of asset classes, including derivatives. Strong communication skills and the ability to interact confidently with others. Ability to work independently with minimal supervision, while also maintaining appropriate levels of collaboration and cooperation with other team members. Intellectual curiosity and problem solving skills. Sensitivity and tact must be especially evident in the performance of trade monitoring. Solid understanding of applicable Federal and State laws applicable to SEC registered broker-dealer. Strong analytical and investigative skills and demonstrated ability to operate at a strategic level. Sound judgment in identifying risks in order to proactively escalate with relevant senior management. Excellent written (drafting & editing) and spoken communication abilities. Excellent teamwork, interpersonal and conflict resolution skills. Certifications: FINRA (Financial Industry Regulatory Authority): FINRA Series 7 and Series 24 (Series 9 and 10, may replace the requirements for Series 24). - Required. FINRA (Financial Industry Regulatory Authority): FINRA Series 53 and Series 4 - Preferred. It Would Be Nice For You To Have: Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. Experience in Microsoft Office products. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range: Minimum: $86,250.00 USD Maximum: $165,000.00 USD We Value Your Impact: Your contribution matters and it's recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide (foleon.com) Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at [email protected] to discuss your needs.

Director of Emerging Technology Risk

It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what's possible. This is more than a strategic shift. It's a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: The Director of Emerging Technology Risk within the Technology and Information Risk Management organization at Santander US and Santander Bank NA is responsible for ongoing oversight, assessment, management and reporting of technology and cybersecurity risks associated with the adoption and implementation of Cloud, AI and Digital Assets (e.g. Blockchain, Crypto etc.) across all operating entities. This role is established in the second line of defense and requires collaboration across both IT, CISO, Data Office, Operational Risk, Internal Audit and other relevant functional stakeholders within the organization in the management of Emerging Technology risks. An excellent understanding of the evolving regulatory landscape in the US and EU is vital for success in this role. Director, Emerging Technology Risk monitors activities to minimize the company's exposure to emerging technology and information risk. Activities may include technical risk analysis, risk identification and remediation. Represents or supports the reputation of the company to minimize compliance and regulatory risk by resolving issues and ensuring adherence to company and legal standards. Responsible for ensuring that all the company's activities adhere to the necessary rules and regulations, and that the company complies with legal/regulatory statutes and jurisdictions. The day-to-day focus may vary depending on the requirements of the overall second line of defense program priorities directed by the Head of Technology Risk and may include: planned or ad-hoc technical risk reviews, review of IT or Business initiatives, Review and challenge activities, Risk reporting, development of technical risk framework and methodologies. Essential Functions/Responsibility Statements: Establish themselves as the second line of defense subject matter expert for key stakeholders in the management of emerging technology risks across all operating entities Prepare information to enable governance committees / working groups in the management oversight of emerging technology risks Participate in relevant governance committees and working groups as a delegate of the Head of Technology Initiate timely escalations to the Head of Technology and to the leadership team Identify and assess technology and cybersecurity risks associated with emerging technologies including Cloud, AI, IoT, Blockchain and others and counsel business units managers, CISO and/or IT GRC stakeholders on risk management issues to ensure awareness and accountability for emerging technology risks Develop and implement a technical risk management governance, framework to enable the strategic business direction of the organization Ensure the updating of existing policies and framework or develop new ones that steer the safe and sound adoption of emerging technologies across the organization Participate in the independent and ongoing risk oversight of key technology components of the firm's digital transformation initiatives. Additionally, coordinate oversight of key emerging technology risks Work across the lines of defense to recommend strategies that effectively treat risks within the risk appetite Monitor emerging technology trends and evaluate potential impacts to business strategy; provide documented analytical insights of the risk horizon, while ensuring a sound operational and compliance control environment through establishment of a system of effective and sustainable internal controls Participate in evaluation of new products / Business changes / projects and assess related emerging technology risks and impact to the technology risk profile Participate in the evaluation and management of risks related to third-party suppliers involved in technology projects related to the deployment of emerging technology or where emerging technologies introduced by third parties are a key component of the business activities Advice on remediation of regulatory findings, correction of any inconsistencies and monitors resolution. Manage, oversee and contribute to targeted risk reviews designed to evaluate emerging technology risks and their effective and sustainable mitigation Perform review and challenge of first line of defense risk management processes, data and outcomes (e.g. risk assessments, control evaluations, risk metrics, mitigation plans, risk acceptances etc.) and communicate risk opinions at various levels of management Analyze risk data from various sources (e.g. external events, control deficiencies, risk register etc.) to identify and measure levels of risk, concentration, trends and patterns Support process for constructive engagement across the Lines of Defense regarding differences or conflicts in risk appetite, risk metric determination or evaluation, issue severity or other areas of dispute Manage delivery timelines and develop materials to ensure second line of defense independent opinion appropriately represented during committee meetings, external exams and internal audits. Ensure all activities and deliverables achieve their timeliness, quality and accuracy service levels. Collaborate with other second line of defense functions such as Operational Risk, Model Risk, Compliance etc. on common priorities and strategic initiatives Provides second line of defense leadership and subject matter expertise during response to major technology or cyber incidents and coordinates second line of defense engagement and response of incident / crisis managers Recruits, develops, and manages talent to create within the organization a culture of leadership, performance, and accountability. What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Education: Bachelor's Degree in a technical discipline or equivalent work experience: Computer Science, Information Technology, Information Systems, Information Security. Master's Degree in related technical disciplines. Pref Work Experience: Practitioner and management experience in one or more areas of Emerging Technology Risks Overall professional experience of 10 years or more in emerging technology or cybersecurity risk management roles in a matrix organization Experience within a highly regulated environment such as the financial services industry Technical Skills: Cloud Security Architecture Patterns Secure Application Development / DevSecOps / Containerization Encryption / Tokenization Identity and Access Management Network / Firewall Management Vulnerability Management / Patching Artificial Intelligence Digital assets Competencies and Abilities: Demonstrated expertise and track record in technology risk management segment, and ability to perform at an advanced level of competence. Advanced knowledge of technical risk management best practices and how to implement them. Ability to engage effectively with both senior management and operational teams A keen sense of risk anticipation with attention to details and an ingrained ability to connect the dots and challenge status quo An execution and solution focus risk mindset with an ability to push the needle forward even with ambiguous or incomplete information Ability to direct, train and guide peers, subordinates and management. A team player who can coordinate and drive consensus among different teams and stakeholders having varying viewpoints Ability to build relationships, influencing and negotiations across diverse stakeholders across the lines of defense, handle conflict resolution with other groups to ensure appropriate risk management decisions are made. Ability to adjust to new developments/changing circumstances. Ability to effectively communicate and build relationships with multiple levels of the organizational structure, including senior level management. Ability to collaborate with multidisciplinary teams. Ability to multi-task and adapt/adjust to multiple demands and competing priorities. Ability to maintain and report on confidential information in an appropriate manner. Ability to convey a sense of urgency and drive issues/projects to closure. Ability to effectively interact with the executive management and vendors. Ability to demonstrate sound judgement and critical thinking Excellent written and oral communication skills. Excellent analytical, organizational and project management skills. Strong leadership, supervisory, and customer service skills. Strong risk, process, and control validation and/or assessment skills. Certifications: Professional Certifications in Cloud Security required Professional Certifications in one or more Emerging technology areas, preferred It Would Be Nice For You To Have: Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range: Minimum: $123,750.00 USD Maximum: $220,000.00 USD We Value Your Impact: Your contribution matters and it's recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide (foleon.com) Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at [email protected] to discuss your needs.

Corporate Banking FIG - Underwriter & Portfolio Manager Associate

It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what's possible. This is more than a strategic shift. It's a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: The Corporate & Investment Banking Associate, Underwriting & Portfolio Management, underwrites and manages a portfolio of FIG loan relationships, and routinely monitors them for risks inherent in the loan portfolio. The incumbent provides support to the manager of the department on continuous improvement initiatives and take the lead on projects that support loan growth and efficiency objectives within lines of business. The Associate helps deliver an industry-leading experience for both internal and external customers and acts as a subject matter expert. Leads deal diligence process including identifying all key risks. Reviews relevant deal documents / information provided and third party reports. Structures deals. Oversees internal approval process including ensuring accurate and timely completion of internal approval write-ups and leading deal merit discussion on internal approval calls. Manages legal aspect of deal process What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. 5 years of experience underwriting transactions for financial institution clients. Must possess strong financial analysis, structuring, underwriting and portfolio management experience. - Required. Bachelor's Degree or equivalent work experience: Finance, Accounting, Management, Economics or equivalent field. - Required. Superior written and verbal communication skills. Strong analytical skills and proficient with financial statement analysis. Ability to work in a fast paced environment with little supervision. Ability to work well with others and on teams. Proficient in Microsoft Office, including Word, Excel and PowerPoint. Skilled in proposing and negotiating and recommending credit and covenant structures. Comfortable in customer contact situations including escalations and potential work-out/loan restructure environments. Ability to foster strong partnerships with the related documentation and underwriting units. Demonstrated practical and conceptual knowledge of credit and risk analysis. Demonstrated knowledge in financial modeling and able to structure credit in modeling environment. Able to assist RM's on how to structure the credit relationship. Exhibits competency at independently reaching conclusions and forms clear view of credit structure and business risk to organization. Solid understanding of industry nuances applicable to the credits contained within the group's portfolio. Solid knowledge of loan and related legal documents. Ability to influence others by persuasively presenting thoughts and ideas to gain commitment and agreement for proposed ideas and solutions. Must demonstrate strong judgment and sound credit skills. Knowledge of Federal banking regulations. Certifications: Other: Completion of bank-certified course in Credit Training - Preferred. It Would Be Nice For You To Have: Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. Work Authorization & Sponsorship: Applicants must be legally authorized to work in the United States on a full-time basis without requiring employer sponsorship to commence employment. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range: Minimum: $86,250.00 USD Maximum: $135,000.00 USD We Value Your Impact: Your contribution matters and it's recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide (foleon.com) Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at [email protected] to discuss your needs.

CIB, Product Specialist , DCM - Associate/Analyst

It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what's possible. This is more than a strategic shift. It's a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: CIB, Product Specialist , DCM - Associate/Analyst is responsible for the origination, structuring, distribution and syndication of traditional 4(a)2 debt private placements and other credit products to major corporations and institutions, as both issuers and investors, of their assigned own new business development goals. Supports the development of financial models in support of the groups origination activities. Supports production of offering memoranda and engagement letters. Participates in transaction due diligence. Researches / analyzes industries and market data. Participates/performs transaction due diligence. Support senior USPP team members from a financial, operational, competitive and industry perspective. Creates Pitch Book presentations. What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Bachelor's Degree or equivalent work experience: Business or equivalent field. - Required. 2 Years specific DCM and USPP, Business Development, Product Specialist Management, or related experience. - Required. Demonstrated successful track record for execution of DCM-USPP transactions. Intellectually product savvy, energetic, and self motivated with strong initiative to achieve sales goals. Proficiency in Microsoft office products - Word, Excel, PowerPoint, as well as Bloomberg. Ability to influence and drive complex initiatives and manage logistics with internal stakeholders. Ability to analyze/understand leading technologies and companies. Ability to travel within assigned territory as required. Strong analytical / problem solving skills. Strong relationship management and negotiation skills. Expert presentation and public speaking skills. Ability to work independently. It Would Be Nice For You To Have: Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. Experience in Microsoft Office products. Certifications FINRA Licenses 79, 7, and 63 What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range: Minimum: $175,000.00 USD Maximum: $225,000.00 USD We Value Your Impact: Your contribution matters and it's recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide (foleon.com) Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at [email protected] to discuss your needs.

VP - CIB Loan Operations - Agency & Non-Agency Servicing Team Lead - Miami

It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what's possible. This is more than a strategic shift. It's a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: This role is part of the Corporate & Investment Banking Commercial and Wholesale Operations team and is responsible for supporting all Back Office related activities covering all aspects of their aligned product/business area to ensure the efficient delivery of all products and services to the Bank's clients while developing and maintaining direct contact and good working relationships with existing clients and internal stakeholders. Team Leadership & Oversight: • Supervise a team of loan servicing analysts responsible for agency and non-agency loan servicing activities. • Allocate daily tasks, monitor workloads, and ensure adherence to internal controls and deadlines. • Conduct regular team meetings to review performance, share updates, and address challenges. • Loan Servicing Execution: • Manage the full lifecycle of syndicated and non-agency loans, including loan and letter of credit setup, documentation review, funding, and reconciliation. • Ensure accurate and timely servicing of loans and letters of credit in accordance with industry standards and client requirements. • Coordinate with counterparties, agents, and custodians to resolve discrepancies and ensure smooth servicing. • Stakeholder Communication: • Serve as the primary point of contact for internal stakeholders including front office, credit risk, legal, compliance, and technology teams. • Escalate and resolve servicing issues, delays, and operational risks in a timely manner. • Provide regular updates and reporting to senior management on loan volumes, exceptions, and KPIs. • Process Improvement & Risk Management: • Identify inefficiencies and implement process enhancements to reduce servicing times and operational risk. • Collaborate with technology teams to automate manual processes and improve system functionality. • Maintain and update standard operating procedures (SOPs) and ensure team adherence to best practices. • Regulatory & Compliance Oversight: • Ensure execution with compliance with internal policies, regulatory requirements (e.g., SOX, FDPA, Regulation H), and industry standards. • Support internal and external audits by providing documentation, responding to inquiries, and implementing corrective actions. • Provide and report on key risk indicators (KRIs) and support the development of control frameworks. • Training & Development: • Mentor and train junior staff on loan servicing processes, systems, and industry practices. • Foster a culture of accountability, continuous learning, and operational excellence. What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Bachelor's degree in Finance, Business, or related field; MBA or professional certification (e.g., CFA, PMP) is a plus. Required experience: 5 years of experience in loan operations, with experience in a management or supervisory or leadership role. Hands on experience with syndicated and non-agency loan products, servicing processes, and industry platforms (e.g. Syndtrak, Debtdomain, Trade Innovation). Experience with Loan IQ and/or ClearPar Experience with large corporate loans in a serving/operations capacity Other experience: • Familiarity with regulatory frameworks such as FDPA, Regulation H and SOX. • Experience working in a global banking environment. • Proficiency in Excel, SQL, and workflow tools. • Excellent analytical, organizational, and communication skills. • Proven ability to manage multiple priorities and meet tight deadlines. Certifications: No Certifications listed for this job. It Would Be Nice For You To Have: Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. This is a hybrid position (3x/week in office) in Miami, FL What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range: Minimum: $82,500.00 USD Maximum: $145,000.00 USD We Value Your Impact: Your contribution matters and it's recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide (foleon.com) Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at [email protected] to discuss your needs.

Investment Banking Vice President, Healthcare - New York

It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what's possible. This is more than a strategic shift. It's a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: As a Vice President in Investment Banking Coverage, you will play a key leadership role in the execution of complex transactions while developing relationships with key clients and driving new business opportunities. Lead the execution on a variety of M&A, capital markets, and advisory transactions. Manage day-to-day deal processes, ensuring milestones and timelines are met. Oversee the development and quality control of financial models and client materials. Serve as the primary point of contact for clients on deal execution matters. Identify and cultivate new business opportunities in collaboration with senior bankers. Identify and cultivate new business opportunities in collaboration with senior bankers. Provide mentorship and guidance to Analysts and Associates. Travel as requested by senior deal team members and or clients. What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Proven transaction execution experience, preferably in healthcare investment banking Ability to assume senior deal execution functions independently and assume a high level of responsibility 6 Years Finance, Business or related field/sector Strong leadership skills & a fit with a team-oriented culture Advanced technical and strategic advisory capabilities. An appropriate degree of acumen in client prospecting and idea generation Ability to interact with clients. Certifications: SIE, 79 and 63 It Would Be Nice For You To Have: Experience / Ability to enable AI-based functions Work Authorization & Sponsorship: Applicants must be legally authorized to work in the United States on a full-time basis without requiring employer sponsorship to commence employment. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range: Minimum: $275,000.00 USD Maximum: $275,000.00 USD We Value Your Impact: Your contribution matters and it's recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide (foleon.com) Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at [email protected] to discuss your needs.

Sentinel Systems Engineering Manager 3 - Electromagnetic Environmental Effects E3 8575-1

RELOCATION ASSISTANCE: Relocation assistance may be availableCLEARANCE REQUIRED FOR START: YesCLEARANCE TYPE: SecretTRAVEL: Yes, 25% of the Time Description At Northrop Grumman, our employees have incredible opportunities to work on revolutionary systems that impact people's lives around the world today, and for generations to come. Our pioneering and inventive spirit has enabled us to be at the forefront of many technological advancements in our nation's history - from the first flight across the Atlantic Ocean, to stealth bombers, to landing on the moon. We look for people who have bold new ideas, courage and a pioneering spirit to join forces to invent the future, and have fun along the way. Our culture thrives on intellectual curiosity, cognitive diversity and bringing your whole self to work — and we have an insatiable drive to do what others think is impossible. Our employees are not only part of history, they're making history.Northrop Grumman Defense Systems is seeking a *Systems Engineering Manager 3 - Electromagnetic Environmental Effects E3 *to oversee the Electromagnetic Environmental Effects (E3) team within the SET Specialty Engineering directorate. This position may be located in Huntsville, AL or Roy, UT and will support the Sentinel program. What you will get to do: The Sentinel E3 Manager is responsible for ensuring the successful execution of the E3 specific technical tasking as defined in the program Statement of Work (SOW) or as assigned by the Director of Specialty Engineering. Areas of responsibility include EMI, EMC, ESD, Spectrum Management and TEMPEST. The E3 Manager will have responsibility for the quality and technical execution of a team of 30-40 engineers. This role works closely with program leadership, technical leaders, business management, the engineering homeroom and directly with the customer. This position requires experience in systems engineering technical work, and experience with leading technical teams over a broad range of tasks including design, implementation, test, verification, reporting and scheduling. The successful candidate must have the ability to lead teams in a fluid environment, encouraging teamwork with our Customer, NGC teams and suppliers to meet program objectives. A high degree of skill in critical decision making is imperative to perform in this environment. A working knowledge of ground-based deterrence systems is desirable. The E3 Manager responsibilities include: * Managing the day-to-day program execution of the E3 Specialty Engineering Team. * Providing EVM responsibilities (CAM for multiple Work Packages) as delegated by the Director of Specialty Engineering. * Communicate effectively and report status and progress metrics to support Program Management reviews and customer engagements. * Provide senior management guidance on program execution for E3 sub-teams to include EMI Test Support, E3 Design Support, and TEMPEST, to include both testing and design support. * Develop and support consistent execution of standard and best practices, methods, software and tools across E3 team and sub-teams. Must utilize feedback and lessons learned to further develop these practices and methods and foster a community of continuous improvement. * Manage and forecast engineering resources in collaboration with the Specialty Director, technical leaders, and functional homeroom. Work with program leadership and technical leads in establishing business objectives and performance goals for the team. * Partner with the engineering functional homeroom for staffing and recruiting needs to meet the required skillsets to execute program scope of work * Oversee the E3 team schedule and planning in support of system design reviews, materials development, recommendations, and document tracking. Position Benefits: As a full-time employee of Northrop Grumman you are eligible for our robust benefits package including: * Medical, Dental & Vision coverage * 401k * Educational Assistance * Life Insurance * Employee Assistance Programs & Work/Life Solutions * Paid Time Off * Health & Wellness Resources * Employee Discounts This positions standard work schedule is a 9/80. The 9/80 schedule allows employees who work a nine-hour day Monday through Thursday to take every other Friday off. This role may offer a competitive relocation assistance package. You'll Bring These Qualifications: * Bachelor's degree in a STEM (Science, Technology, Engineering or Mathematics) discipline and 8 years of related experience, or a master's degree and 6 years of experience. * Must be a U.S. Citizen with an active U.S. Government Secret security clearance at time of application with an investigation completed within the last 6 years, current and within scope. * Must have the ability to obtain and maintain Special Access Program (SAP) and DoD Top Secret clearance within a reasonable period, as determined by the company to meet its business needs. * Experience managing cost, schedule and performance of large government technical statements of work. * Experience in Earned Value Management Systems (EVMS) and experience as an EVMS Control Account Manager (CAM) or Work Package Lead (WPL). * Experience in milestone planning and execution to completion (e.g. Design Reviews, Test Readiness Reviews, etc.) These Qualifications Are Nice To Have: * 10 years of related experience. * 7 years of direct experience on technical teams working a complex system of systems. * Preferred candidate will be a proven leader; a problem solver; possess a strong work ethic; and have excellent communications and interpersonal skills required to work closely with teammates, stakeholders and both internal and external customers. * Ability to manage customer relationships and build consensus with customer counterparts. * Minimum of 3 years in a formal management position leading a team of engineers, including performance reviews for direct reports. * Demonstrated ability to lead large teams of technical professionals (30) * Excellent leadership and communication skills with the ability to brief Segment, Program, and Customer leadership * Experience working across multiple functional organizations (Engineering, Manufacturing, Global Supply Chain, Logistics, etc.) * Experience as an Engineering Leader in all phases of acquisition, design, integration, and execution. * Familiarity with Northrop Grumman build execution, processes, procedures, tools, and metrics * Ability to thrive in a fast-paced work environment with high expectations, engaged in significantly diverse assignments, within a collaborative/team setting across all levels of the organization. * Strong written and verbal communication skills. * Experience in system sell-off and delivery to the customer * Experience with Confluence and Jira, or equivalent agile programs. Primary Level Salary Range: $166,700.00 - $276,500.00The above salary range represents a general guideline; however, Northrop Grumman considers a number of factors when determining base salary offers such as the scope and responsibilities of the position and the candidate's experience, education, skills and current market conditions.Depending on the position, employees may be eligible for overtime, shift differential, and a discretionary bonus in addition to base pay. Annual bonuses are designed to reward individual contributions as well as allow employees to share in company results. Employees in Vice President or Director positions may be eligible for Long Term Incentives. In addition, Northrop Grumman provides a variety of benefits including health insurance coverage, life and disability insurance, savings plan, Company paid holidays and paid time off (PTO) for vacation and/or personal business.The application period for the job is estimated to be 20 days from the job posting date. However, this timeline may be shortened or extended depending on business needs and the availability of qualified candidates.Northrop Grumman is an Equal Opportunity Employer, making decisions without regard to race, color, religion, creed, sex, sexual orientation, gender identity, marital status, national origin, age, veteran status, disability, or any other protected class. For our complete EEO and pay transparency statement, please visit http://www.northropgrumman.com/EEO. U.S. Citizenship is required for all positions with a government clearance and certain other restricted positions.

Sales and Service Banker, Central Manhattan, NY

It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what's possible. This is more than a strategic shift. It's a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: The Sales and Service Banker serves as a trusted advisor to customers with a focus on building strong, long-lasting relationships by understanding their financial needs and goals. This role involves providing tailored solutions for banking, lending, and investment products while delivering exceptional customer service, minimizing risk and defending against fraud. Sales and Service Bankers proactively engage with customers assisting with various financial needs, processing teller transactions, identifying cross-sell opportunities, resolving issues, and educating them on digital banking tools. Collaborating with team members to drive branch sales targets and contribute to the overall success of the bank. Responsible for meeting the financial needs of the customer to include transactional, servicing, and product. Identify opportunities to grow banking relationships through branch activities, including calls, transactions, account support, portfolio management, and partner referrals. Develop and maintain strong relationships with clients to understand their financial needs and provide tailored solutions. Collaborate with team members and partners to achieve branch goals and drive overall performance. Ensure an elevated customer experience, delivering personalized, seamless, and attentive service. Foster customer loyalty by addressing concerns and providing timely resolutions. Engage customers with digital platforms to enhance customer interactions and educate them on self-service options. Communicate clearly and effectively with customers in person, over the phone, or through digital channels. Perform teller transactions, including deposits, withdrawals, and transfers, while ensuring accuracy and efficiency. Handle cash and maintain accurate cash drawer balances. Assist with custodianship, audits, and other operational tasks. Ensure compliance with all regulatory requirements and internal policies related to risk and fraud defense. Time allocated to each core responsibility may vary depending on the branch needs. Responsibilities may extend to supporting nearby branch locations based on business necessity. What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. High school diploma, GED or equivalent education: - Required. Bachelor's Degree: in related field or equivalent demonstrated through a combination of work experience, training, military service, or education - Preferred. 12 Months Experience selling products and/or services - Required. (OR) 6 Months Experience in Retail Banking sales, financial services sales or consultative relationship sales role in a related industry, with proven success in establishing new customers, deepening customer relationships and delivering results - Required. (OR) 6 Months Demonstrated successful Santander experience related to the essential functions and responsibilities of the Sales and Service Banker role. District Executive, District Operations Manager and Region President endorsement of performance - Required. (AND) 6 Months Customer service experience within a high volume, fast paced and constantly changing environment - Required. (AND) 6 Months Cash handling experience - Required. Established relationship-building skills with a focus on customer experience and loyalty. Excellent customer service skills and a passion for helping others. Ability to learn and apply sales techniques to recommend products and services that meet customer needs. Experience in cross-selling products and services. Ability to work collaboratively in a team-oriented environment. Excellent communication, consultative and influence skills both verbal and written. Ability to display a credible, trustworthy, and professional image at all times. Proficient in using digital tools and technology to enhance customer engagement. Ability to follow directions, policies, and procedures. Ability to identify and escalate concerns of risk to appropriate channels. Understands the necessity and value of accuracy and attention to detail. Ability to work in a fast-paced environment and manage multiple priorities. Computer proficiency and basic math skills. Ability to work branch hours, which can include weekends and evenings. Certifications: No Certifications listed for this job. It Would Be Nice For You To Have: Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. Experience in Microsoft Office products. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range: Minimum: $34,500.00 USD Maximum: $53,000.00 USD We Value Your Impact: Your contribution matters and it's recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide (foleon.com) Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at [email protected] to discuss your needs.

Non-linear Rates Trader, Executive Director - CIB

It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what's possible. This is more than a strategic shift. It's a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! Role Overview Santander is seeking an Executive Director, Non-linear Rates Trader to join the Rates trading team within Santander's U.S. Corporate Investment Banking . The role will focus on building and running the USD rates options business, with primary responsibility for pricing, trading, and risk management across nonlinear products, while covering US clients. The successful candidate will combine strong options trading experience with the ability to drive systems development to enhance pricing, risk, and trade execution capabilities across the desk. Responsibilities Price, quote, and trade USD rates options (nonlinear products), ensuring competitive pricing and disciplined risk-taking. Partner with existing USD rates options trading team in Europe to expand coverage of US clients and initiate buildout of a stand-alone nonlinear trading desk in NY Partner with Sales and Structuring to support and expand coverage of US clients, driving growth of the USD options franchise. Collaborate with global trading partners where needed to support cross-regional risk transfer, product coverage, and market continuity. Lead enhancements to desk infrastructure, including pricing tools, risk analytics, market data workflows, and automation. Work closely with Quant, Technology, and Risk to improve model implementation, calibration processes, and control environment. Ensure adherence to all relevant governance, limits, policies, and regulatory requirements. Qualifications Significant experience trading rates options / nonlinear rates products, with demonstrated ability to run risk and generate P&L. Demonstrated systems development capability. Strong quantitative intuition and comfort working closely with models and analytics. Excellent communication skills and a client-oriented mindset, with experience supporting coverage of US clients. Ability to work effectively in a fast-paced trading environment with strong ownership and accountability. Education Bachelor's degree or equivalent work experience FINRA Certificates Diversity & EEO Statements: At Santander, we value and respect differences in our workforce and strive to increase the diversity of our teams. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent Minimal physical effort such as sitting, standing, and walking. Occasional moving and lifting equipment and furniture is required to support onsite and offsite meeting setup and teardown. Physically capable of lifting up to fifty pounds, able to bend, kneel, climb ladders. Employer Rights: Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate at any time for any reason. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range: Minimum: $250,000.00 USD Maximum: $320,000.00 USD We Value Your Impact: Your contribution matters and it's recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide (foleon.com) Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at [email protected] to discuss your needs.

CIB - LATAM Structuring - Associate / VP

It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what's possible. This is more than a strategic shift. It's a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! Overview The Associate / Vice President will be responsible for originating, structuring, and executing LATAM-only solutions for onshore financial institutions (banks, asset managers, insurance companied) , local sovereign/Quasi sovereign clients and offshore Latam focus Real Money/Hedge funds, with a focus on Funding, Derivatives, Rates, FX and asset side ideas within Santander's U.S. Corporate Investment Banking . The role partners closely with Sales, Trading, and Coverage teams to deliver customized structures that address hedging, financing, and risk management objectives. Responsibilities Structure and execute tailored solutions across Funding, FX, Rates, and Derivatives for LATAM onshore financial institutions and sovereign clients along with LATAM focused offshore funds. Drive idea generation and develop bespoke structures aligned to client objectives, including hedging, liability management, cash flow optimization, and balance sheet strategy. Partner closely with Sales/Coverage, Trading, Treasury/Funding, Risk, Legal, and Compliance to deliver end-to-end execution from origination through post-trade support. Prepare client-facing and internal materials including pitches, scenarios, payoff explanations, and approvals documentation. Maintain strong knowledge of LATAM market dynamics, including rates, FX drivers, cross-currency funding considerations, and local market conventions. Support pricing discussions by coordinating with trading desks and ensuring structures are appropriately designed, documented, and risk managed. Ensure adherence to internal policies, suitability frameworks, and all applicable local regulations and conduct standards. Qualifications 3 years of relevant experience in structuring and/or markets solutions for financial institutions, sovereign clients and offshore LATAM focus funds. Demonstrated experience across Funding, Derivatives, Rates, and FX, including building and executing structured solutions. Proven ability to manage multiple workstreams and execute accurately in a fast-paced environment. Strong understanding of product mechanics, pricing fundamentals, and risk considerations, with the ability to communicate clearly to internal stakeholders and senior client contacts. Fluency in Spanish is required; Portuguese is a plus. Strong communication, stakeholder management, and commercial judgment. High integrity, disciplined risk mindset, and strong attention to detail. Education Bachelor's degree or equivalent work experience Certifications Series 7,63 Diversity & EEO Statements: At Santander, we value and respect differences in our workforce and strive to increase the diversity of our teams. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent Minimal physical effort such as sitting, standing, and walking. Occasional moving and lifting equipment and furniture is required to support onsite and offsite meeting setup and teardown. Physically capable of lifting up to fifty pounds, able to bend, kneel, climb ladders. Employer Rights: Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate at any time for any reason. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range: Minimum: $225,000.00 USD Maximum: $250,000.00 USD We Value Your Impact: Your contribution matters and it's recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide (foleon.com) Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at [email protected] to discuss your needs.

USA Sr. Specialist, Pricing (Hybrid Role)

It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what's possible. This is more than a strategic shift. It's a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: The Sr. Specialist, Pricing is responsible for analysis, research, and pricing of prime and nonprime products for strategic partners. This position is responsible for developing business proposals based on consistent data reporting/analysis to meet financial objectives of revenue, risk and volume, and seeking opportunities to further improve profitability and competitiveness in market. This position requires an individual capable of taking a "hands-on" approach to data analysis, following through a pricing change delivery, and presenting business stories based on data analysis/business acumen. This position blends strategic business problem solving with quantitative data analysis expertise. You will work closely with credit risk, finance, sales, dealer management, and model development teams to deliver actionable insights that balance risk, profitability, and market share. Develops clear and concise reporting for key metrics of various portfolios based on multiple data resource. Utilize data mining and data analysis to develop analytic business insights and uncover risk/opportunities relative to portfolio management and originations Develop pricing frameworks that balance yield, risk, and volume objectives. Incorporate credit risk, customer behavior, collateral trend and market data into pricing initiatives. Sets up frequent multi-organizational reviews of key metrics and develop root causes and action plans for trends that are not proceeding within expectations. Encapsulates analytic findings into executive-level summary documents to support senior management decision-making. Work across teams in organization to deliver strategic pricing changes from initiation to final system implementation Contribute to continuous process improvements in data quality, reporting, and automation. Evaluates Pricing/Rebate structure for key customers and significant industry/peer groups identifying opportunities to improve profitability. What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Education: Bachelor's Degree: in related field or equivalent demonstrated through a combination of work experience, training, military service, or education - Required Qualifications: 3 Years Analytics in Financial Services Industry. - Required. 3 Years Auto Financial Services Industry experience/Pricing for retail lending experience. - Preferred. Demonstrated ability to analyze data and make sound business story. Demonstrated ability to use SQL/SAS/Python to extract/process data from multiple data sources Overall proficiency with MS Office (Excel pivot table, Outlook, Word, PowerPoint). Strong problem solving, Attention to detail, excellent organization, ability to prioritize workload and meet deadlines. Good written and verbal communication skills. Rigorous and focus on results. Customer-focused. Patient, willing to learn new skills. Strong intellectual curiosity and affinity for numbers. Analytical and organized with relentless attention to detail. Certifications: No Certifications listed for this job. It Would Be Nice For You To Have: Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. Work Authorization & Sponsorship: Applicants must be legally authorized to work in the United States on a full-time basis without requiring employer sponsorship to commence employment. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range: Minimum: $54,375.00 USD Maximum: $92,500.00 USD We Value Your Impact: Your contribution matters and it's recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide (foleon.com) Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at [email protected] to discuss your needs.

CIB, Securitization Senior Legal Counsel - Vice President

It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what's possible. This is more than a strategic shift. It's a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: The CIB, Securitization Senior Legal Counsel – Vice President performs substantive and procedural legal tasks requiring knowledge of legal concepts which are customarily, but not exclusively, performed by a lawyer in the delivery of corporate and legal services to the organization. They organize and supervise processes and special projects as they may arise. Provide legal coverage to Santander's Corporate and Investment Banking ("CIB") Securitized Products Group on their banking, lending and capital markets transactions involving a broad range of asset classes and products (including RMBS, CMBS, ABS and CLOs). Knowledge of residential whole loan trading is a plus. Must have strong legal experience and substantive knowledge reviewing, negotiating and/or drafting deal documents related to financing and securitization transactions. Such documents include, but are not limited to, loan agreements, repo agreements, offering documents (private placements, exempted, or publicly registered U.S. securities offerings), underwriting/placement agreements, term sheets, commitment letters, engagement letters, confidentiality agreements, and form legal documents. Advise Santander's CIB on its growing Securitized Products business, including in its role as underwriter, structurer, arranger, book runner and placement agent of securities in public and private offerings. Monitor developments and advise on applicable (with focus on structured products) U.S. securities laws (such as the '33 Act and the '34 Act), U.S. banking law matters, and other applicable state and federal laws relating to lending, securities offerings and advisory services. As necessary, help cover for other lawyers and with overflow work from other business lines. What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. J.D. Degree: Admitted to practice in and member of the bar in good standing in the state in which the candidate will practice. At least 4 years of relevant experience at a law firm and/or in-house at a financial services firm. High attention to detail and strong organizational skills. Excellent oral and written communication skills. Ability to solve problems quickly and efficiently in a fast-paced environment. Self-starter with initiative and excellent anticipation skills. Ability to effectively prioritize and handle multiple tasks under a tight deadline. Excellent judgment; independent thinker, and resourceful, with ability to work at a high level independently. Team player with a positive attitude. Strict adherence to deadlines. Strong verbal and written communication skills. Strong PC skills, particularly MS Office suite of applications. NYC based preferred. Certifications: No Certifications listed for this job. It Would Be Nice For You To Have: Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. Experience in Microsoft Office products. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range: Minimum: $230,000.00 USD Maximum: $280,000.00 USD We Value Your Impact: Your contribution matters and it's recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide (foleon.com) Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at [email protected] to discuss your needs.