Card Loss Forecasting - Vice President

JPMorgan Chase & Co. is a global leader in financial services, offering investment banking, consumer and small business services, commercial banking, and asset management. Serving millions of consumers and top corporate clients, the firm operates under the J.P. Morgan and Chase brands. The Chase Consumer & Community Banking division provides a wide range of financial services, while the Credit Loss Forecasting team plays a crucial role in managing credit card portfolio health and risk assessment. Chase Consumer & Community Banking (CCB) serves consumers and small businesses with a broad range of financial services, including personal banking, small business banking and lending, mortgages, credit cards, payments, auto finance and investment advice. Consumer & Community Banking Risk Management partners with each CCB sub-line of business to identify, assess, prioritize and remediate risk. Types of risk that occur in consumer businesses include fraud, reputation, operational, credit, market and regulatory, among others. Within CCB Risk Management, our Credit Loss Forecasting team is responsible for forecasts of credit card delinquencies, charge-offs, and recovery of charge off accounts for budget planning, monthly outlook, and Investor Day based on various macroeconomic scenarios, and in partnership with P&A, collections, and risk strategy teams. This team is also responsible for monitoring the health of the credit card portfolio and updating stakeholders and senior management on emerging trends. As a professional within the Card Loss Forecasting team, you will be responsible for credit forecasting for the $220B credit card portfolio. This includes producing credit card delinquency and loss forecasts by portfolio segments and providing analytical insights to senior management. This role provides an exciting opportunity to develop your skills in a fast‑paced environment. Financially, credit card represents the majority of Chase's consumer credit losses. As a result, forecasted credit card losses are a focus of senior leaders, regulators, and investors, as illustrated by the extensive coverage of card losses at Investor Day and quarterly earnings. Job responsibilities Produce the credit card loss forecast for bank-wide budget, including forecasts for several discrete segments including policy losses, bankruptcy, deceased and recoveries and reversals Build out, analyze and modify origination vintage and product level forecasts Analyze and understand loss forecasting quantitative model output Work with Finance, Modeling, and Risk Strategy teams to understand changes in the portfolio, model, or strategies and apply adjustments as needed Create and deliver presentations and other summarizations for Executive Leadership Create and run sensitivity scenarios based on economic conditions and management direction Complete ah hoc analysis Monitor and present delinquency and loss forecasts to key line of business partners Create and validate regulatory reporting Provide insight for senior management via regular risk deep dives Demonstrate initiative and the ability to work on multiple projects with limited guidance, while mentoring and coaching junior analysts to develop their risk management skills and finance knowledge. Required qualifications, capabilities and skills A Bachelor's or Master's Degree in a quantitative discipline (Finance, Accounting, Business, Stats, Economics, Math, Engineering) or equivalent work/training Minimum 5 years of credit risk management, loss forecasting, statistical modeling, model execution and/or consulting experience Minimum 7 years of related analytical experience Proficiency in Microsoft Office suite of products (Advanced Excel, and PowerPoint) Credit risk experience in one or more US consumer credit portfolios (i.e. U.S. Mortgage, Credit Card, Automotive, Business Banking, Wealth Management, Private Banking) preferred Strong knowledge of Python, SAS, SQL preferred Strong analytical, interpretive, and problem solving skills with the ability to interpret large amounts of data and its impact in both operational and financial areas Excellent oral and written communication and presentation skills Chase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs. We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission‑based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on‑site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process. We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation. Equal Opportunity Employer/Disability/Veterans J-18808-Ljbffr

Channel Account Specialist

Join to apply for the Channel Account Specialist role at Formal About Formal Formal is a data security platform designed to help teams understand and control their data on autopilot. We’re building a modern protocol‑aware reverse‑proxy for datastores and APIs that helps organizations understand their data in real‑time, enabling teams to see how sensitive data is stored, consumed and used, and to enforce least privilege through masking, filtering or anonymization policies. Formal is trusted by leading companies such as Ramp, Gusto and Notion to solve problems across data security and compliance, data quality management and infrastructure access. Formal is backed by top‑tier VCs including Thrive Capital and Y Combinator, with angel investors that include executives and founders from Datadog, Clickhouse, Plaid and Vanta. About The Role As our Channel Account Specialist, you will play a crucial role in shaping Formal’s relationships with channel partners. You’ll work closely with our product, sales and leadership teams to develop and execute partner strategies that drive growth and establish Formal as a leader in the data security space. What You’ll Do Strategic Planning: Develop and implement a comprehensive channel strategy to drive revenue growth and expand the partner ecosystem. Partner Recruitment: Identify, recruit, and onboard new channel partners, including resellers, distributors and strategic alliances. Relationship Management: Build and maintain strong, long‑term relationships with key partners, serving as the primary point of contact and advocate for their needs. Sales Enablement: Provide partners with the necessary tools, training, and resources to effectively sell and support our data security solutions. Performance Management: Set performance metrics, monitor partner performance and implement improvement plans as needed to ensure partners meet and exceed sales targets. Marketing Collaboration: Work closely with the marketing team to develop and execute joint marketing campaigns and events that drive demand and generate leads through the channel. Forecasting and Reporting: Provide accurate sales forecasts and regular performance reports to senior management, highlighting successes, challenges and opportunities for growth. Product Knowledge: Stay up‑to‑date with our product offerings and industry trends to effectively communicate value propositions to partners and end customers. Cross‑Functional Collaboration: Collaborate with internal teams, including sales, marketing, product management and customer support, to ensure alignment and success of channel initiatives. What You Need Minimum of 5 years of experience in channel sales or partner management, preferably in the data security or technology industry. Demonstrated success in developing and managing a high‑performing channel partner network within the security industry with a track record of achieving and exceeding sales targets. Exceptional interpersonal and relationship‑building skills, with the ability to influence and collaborate effectively with partners at all levels. Strong strategic and analytical skills, with the ability to develop and execute effective channel strategies. Excellent verbal and written communication skills, with the ability to present and articulate complex concepts clearly and persuasively. Strong leadership and team management skills, with the ability to inspire and motivate both internal teams and external partners. Ability to understand and communicate technical concepts related to data security solutions. Willingness to travel as needed to meet with partners and attend industry events. Compensation This role offers cash compensation and a stock options grant. The positioning of offers within a certain range depends on various factors, including candidate experience, qualifications, skills, business requirements and geographical location. Benefits (for U.S.-based Full‑time Employees) 100% medical, dental & vision insurance coverage for you Partially covered for your dependents Flexible PTO Seniority level Mid‑Senior level Employment type Full‑time Job function Other Industries Data Security Software Products J-18808-Ljbffr

Regional Sales Executive

An international leader in the chemical industry is seeking a Sales Executive to manage its Midwest territory. The ideal candidate will have at least three years of stable outside sales experience selling capital equipment and/or lab and testing equipment, with current evidence of success. Must have the ability to conduct highly technical product demonstrations. The role is a combination of new business and existing business. Visit customers 3-4 days every work week. This position offers a competitive base salary of $100K along with a generous commission plan bringing total earnings to approximately $125K – $130K per year , plus excellent benefits. Apply today to join a global company at the forefront of innovation. Responsibilities Conduct highly technical product demonstrations. Generate new business and manage existing business within the Midwest territory. Visit customers 3-4 days each work week. Requirements At least three years of stable outside sales experience selling capital equipment and/or lab and testing equipment, with current evidence of success. Ability to conduct highly technical product demonstrations. Compensation & Benefits Base salary: $100K Commission plan: Total earnings $125K – $130K per year Benefits: Medical insurance, Vision insurance, 401(k) Job Details Seniority: Associate Employment type: Full-time Job function: Sales and Business Development Industries: Software Development, Chemical Manufacturing, Machinery Manufacturing Location: Midwest territory (Chicago, IL) J-18808-Ljbffr

Scientist: Physical AI

Honda Research Institute USA (HRI-US) in San Jose, California, is looking for a passionate and self-motivated research scientist to join our Robotics Division. Through the creation of avatars and autonomous intelligent entities, Honda’s robotics program is positioning robots to work alongside humans in collaborative, scalable networks aimed at extending human capabilities. Research scientist specializing in physical AI will innovate and participate in key areas of robotic intelligence development that will enable robots to perceive, understand, perform complex actions in the real world and adapt as necessary. Key Responsibilities Research, ideate, and implement robot cognition and reasoning algorithms for adaptive intelligence to enable learning robust behaviors and recover from failures. Validate the results through comprehensive data analysis and successful demonstrations on hardware. Deliver results in accordance with the project timelines. Assist with compiling written and oral reports for executives within the company and performing demos. Contribute to the portfolio of patents, academic publications, and prototypes to demonstrate research value. Collaborate with our teams of scientists and engineers in Honda’s regional and global R&D offices, as well as with our partners in academia and industry. Minimum Qualifications Ph.D. in robotics, mechanical engineering, electrical engineering, computer science, or a related field. Expert Knowledge on learning-based methods such as reinforcement learning, generative models (e.g. diffusion) and inference models. Extensive experience in development of planning and control methods for autonomous systems. Strong familiarity with transformer models and (multimodal) foundation models (e.g. VLMs). Extensive experience with physics-based simulations. Strong familiarity with sensing and state estimation in robotics. Solid knowledge of fundamentals of robotics. (e.g. robot kinematics and dynamics, control systems, haptics.) Strong track record of publishing in top robotics venues (e.g T-RO, RA-L, T-M, CoRL, ICRA, IROS, RSS, …) Solid programming skills in C++ or Python and strong familiarity with ROS. Self-motivated to advance the project and deliver on time. Strong written and oral communication skills including development and delivery of presentations, papers, and technical documents. Bonus Qualifications Hands-on experience on development and successful implementation of planning, control and recovery algorithms for real-world contact-rich manipulation using multi-fingered hands. Strong familiarity with both model and learning-based approaches for manipulation. J-18808-Ljbffr

Staff Research Associate I

Description The Nayak Lab (nayak.ucsf.edu) has an opening for a Research Assistant I who is interested in advancing our knowledge of the gut microbiome and its impact on rheumatic diseases, such as rheumatoid arthritis. We use state-of-the-art technologies including bacterial genomics, metabolomics, anaerobic microbiology, bacterial genetics, gnotobiotic animal models, and studies of patient cohorts to elucidate how gut microbiota impact patient response to treatment of rheumatic disease. A major driving force of the lab is the advancement of precision medicine for patients with rheumatic disease. Responsibilities Contribute to new and ongoing projects in the lab. Learn and use techniques in anaerobic microbiology, microbial genomics, analytical chemistry, molecular biology, cell culture, mouse work, computational analysis, and immunology. Assist with managing day-to-day lab operations and perform general lab duties; act as a positive lab citizen. Work on independent projects and actively contribute to a collaborative multidisciplinary team of microbiologists, immunologists, and computational biologists. Report directly to Dr. Renuka Nayak, with close collaboration to group collaborators; exceptional candidates may lead independent projects, develop new ideas, and participate in procurement of funds. Candidates interested in MD, PhD, or MD/PhD training will benefit from this laboratory experience. Required Qualifications Excellent organizational and interpersonal communication skills (verbal and written). Willingness and ability to learn new methods and skills for changing research priorities. Ability to work independently on own projects and as part of a research team. Ability to prioritize tasks, coordinate work with others, and meet multiple deadlines. Familiarity with standard wet lab techniques (e.g., preparation of reagents/chemicals, basic microbiology, tissue culture, PCR, western blot, DNA/RNA purification) and/or computational analysis of large datasets. Bachelor’s degree (or equivalent) or at least four years of research experience (in progress or completed). Preferred Qualifications Experience with handling pathogenic microbes and aseptic techniques. Experience in high-throughput sequencing and analysis. Experience in mass spectrometry or other analytical chemistry approaches. Experience in flow cytometry or other immune profiling methods. Experience in design and assembly of DNA constructs and bacterial genome manipulation. Experience working with mice. The Nayak Lab is located at the San Francisco VA Medical Center and is part of the UCSF Benioff Center for Microbiome Medicine (BCMM), enabling engagement with a rich community of investigators and access to cutting-edge resources for microbiome research. The base salary range for this position is $24.11-$28.87 per hour. The final offer will consider multiple factors including geographic location, experience, knowledge, and education, as well as internal equity. Additional compensation like bonuses may be available. Equal Employment Opportunity: The Northern California Institute for Research and Education (NCIRE) is an Equal Employment Opportunity Employer. NCIRE provides equal employment opportunities to all employees and applicants without regard to race, color, sex, religion, national origin, ancestry, age, marital status, medical condition, disability, veteran status, sexual orientation, or other protected characteristics, and makes employment decisions based on merit, qualifications, and abilities. Onboarding: NCIRE is an affiliate of the San Francisco VA Health Care System and requires SFVA onboarding in addition to NCIRE’s onboarding process. The SFVA may require federal background checks, occupational health clearance, vaccines, and drug testing for certain positions. Drug testing may include screening for marijuana, which remains illegal under federal law. Failure to pass required drug testing will disqualify candidates. J-18808-Ljbffr

Senior Director of University Marketing and Digital Strategies

Telecommuting The selected candidate will be required to work in person for the first six months. After that period, the position will be eligible for a hybrid work schedule. Job Summary The Director of University Marketing is a key leadership role within Communications & Marketing, responsible for developing and driving integrated marketing strategies that elevate the UC Santa Cruz brand, expand its audience reach, and support the university's enrollment and institutional goals. This position requires both a visionary mindset and a hands‑on, nimble approach. The director leads a skilled team of creative professionals, develops data‑informed campaigns across digital and traditional channels, and collaborates closely with campus partners—including academic divisions, University Advancement, and Enrollment Management—to help achieve UCSC's institutional priorities. The director helps translate the campus's academic strengths and student experience into compelling, audience‑relevant stories and campaigns. The right candidate brings professional confidence, strategic clarity, and a collaborative hands‑on approach. Appointment Information Budgeted Salary: $119,400 – $135,000/year. Salary commensurate with skills, qualifications and experience. Benefits Level Eligibility: Full benefits Schedule Information: Full‑time, Fixed; Percentage of Time: 100%, 40 Hours per Week; Days of the Week: Mon‑Fri; Shift Includes: Day Employee Classification: Career appointment Job End Date: None Work Location: UC Santa Cruz Main Campus Union Representation: Non‑Represented Job Code Classification: 000472 (MARKETING MGR 2) – Grade 26 Travel: Never or Rarely Job Duties 40% – Marketing Strategy & Leadership: Develops and oversees a comprehensive strategic marketing plan that advances UCSC's brand visibility, institutional reputation, enrollment goals and philanthropic initiatives; serves as the central marketing thought leader for Communications & Marketing and University Advancement, helping leadership prioritize, resource, and evaluate marketing efforts; establishes and monitors key performance indicators across channels; uses data and analytics to guide strategy and optimize campaign performance; and stays current on higher education marketing trends, digital platform shifts, and best practices, bringing fresh thinking to the team on a consistent basis. 30% – Team Leadership & Management: Leads a team that includes a creative director (who manages a video production team), a manager of social media and digital engagement, and a digital marketing manager; provides clear direction, mentorship, and professional development support to direct reports; fosters a collaborative, high‑performing team culture; maintains strong coordination across the team to ensure creative output is strategically aligned, on‑brand, and on‑schedule; and serves as an engaged, contributing leader who participates actively in the work. 20% – Campaign Development & Execution: Leads development of integrated marketing campaigns from concept to execution, working across video, social media, email, digital advertising, and web channels; collaborates with the creative director to ensure creative work reflects strategic intent and brand standards; partners with the digital marketing manager to ensure email campaigns are properly scheduled, reviewed, and optimized for deliverability and engagement; and oversees campaign timelines and budgets, balancing competing priorities with clear communication to stakeholders. 10% – Brand & Communications Alignment: Champions UCSC's brand identity across all marketing touchpoints, ensuring consistency and quality in tone, design, and messaging; collaborates with campus partners, colleges, departments, and student‑facing units to provide marketing guidance and support; represents Communications & Marketing and University Advancement in cross‑divisional committees, working groups, systemwide meetings, and external forums as needed. Required Qualifications Bachelor's degree in a related area and/or equivalent experience/training. Thorough knowledge of current and emerging digital marketing trends and best practices, including new and emerging strategies and technologies. Excellent skills in strategic planning, effectively organizing resources, engaging stakeholders, and setting and establishing priorities. Excellent skills in managing staff including selection, training, evaluating and mentoring staff at all levels, including skills to take disciplinary action as necessary. Excellent interpersonal communication and political acumen to effectively work with internal customers and external constituencies. Excellent market research, analytical thinking, and problem recognition, avoidance and resolution skills. Excellent skills to produce results and achieve predetermined goals within budget and time constraints. Strong knowledge of applicable University policies and state and federal laws regarding copyright and other licensing issues. Preferred Qualifications Thorough knowledge of the campus / health system, including its achievements, mission, goals, vision, infrastructure, products and services. Special Conditions of Employment Selected candidate will be required to pass a pre‑employment criminal history background check. Selected candidate must pass the employment misconduct disclosure process. The selected candidate will be required to work onsite for the first six months before transitioning to a hybrid schedule. Ability to work long periods of time at a computer with or without accommodation. The selected candidate will be required to work a hybrid work schedule and must be able to work successfully from a home/remote office and fulfill the requirements of the UCSC telecommuting agreement. Ability to work a variable schedule including evenings and weekends. Ability to travel to multiple work locations on and off campus. Ability to maintain appearance and conduct suitable for working in a professional setting. Selected candidate will be required to complete training within established time frames as directed including UC compliance training. The University of California has implemented a Vaccination Policy covering all employees. Employees, including new hires, are required to comply with any applicable policies relating to the University of California vaccine program. Per the Child Abuse and Neglect Reporting Act (CANRA), this position has been identified as a Mandated Reporter. The selected candidate will be required to report known or suspected child abuse or neglect as defined by CANRA and will be required to sign a Statement Acknowledging Requirement to Report Child Abuse prior to commencing employment. CANRA Penal Codes, and related definitions, requirements, and responsibilities may be obtained here. Exercise the utmost discretion in managing sensitive information learned in the course of performing their duties. Sensitive information includes but is not limited to employee and student records, health and patient records, financial data, strategic plans, proprietary information, and any other sensitive or non‑public information learned during the course and scope of employment. Understands that sensitive information should be shared on a limited basis and actively takes steps to limit access to sensitive information to individuals who have legitimate business need to know. Ensure that sensitive information is properly safeguarded. Follow all organizational policies and laws on data protection and privacy. This includes secure handling of physical and digital records and proper usage of IT systems to prevent data leaks. The unauthorized or improper disclosure of confidential work‑related information obtained from any source on any work‑related matter is a violation of these expectations. Misconduct Disclosure Requirement As a condition of employment, the final candidate who accepts a conditional offer of employment will be required to disclose if they have been subject to any final administrative or judicial decisions within the last seven years determining that they committed any misconduct; received notice of any allegations or are currently the subject of any administrative or disciplinary proceedings involving misconduct; have left a position after receiving notice of allegations or while under investigation in an administrative or disciplinary proceeding involving misconduct; or have filed an appeal of a finding of misconduct with a previous employer. Misconduct means any violation of the policies or laws governing conduct at the applicant's previous place of employment, including, but not limited to, violations of policies or laws prohibiting sexual harassment, sexual assault, or other forms of harassment, discrimination, dishonesty, or unethical conduct, as defined by the employer. For reference, below are UC's policies addressing some forms of misconduct: UC Sexual Violence and Sexual Harassment Policy UC Anti-Discrimination Policy Abusive Conduct in the Workplace Safety Statement All UCSC employees must understand and follow job safety procedures, attend required health and safety training, proactively promote safety at work, and promptly report actual and potential accidents and injuries. Notice of Availability In compliance with the Jeanne Clery Disclosure of Campus Security Policy and Campus Crime Statistics Act (the Clery Act), the Annual Security and Fire Safety Report (ASFSR) is available at: https://chancellor.ucsc.edu/annual-security-reports/ EEO/AA The University of California is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, age, protected veteran status or other protected categories covered by the UC Anti-Discrimination Policy. It is the policy of the University of California to undertake affirmative action and anti-discrimination efforts, consistent with its obligations as a Federal and State contractor. J-18808-Ljbffr